See what your salary really becomes.
Estimate what reaches your account after Income Tax and National Insurance — then compare a raise or job offer on the same basis.
Enter a salary between £0 and £10,000,000.
A salary number is only the start.
Two offers can look alike and leave very different amounts in your account. We show the deductions and assumptions between the headline and your bank balance.
UK take-home pay
Income Tax, Scottish bands, employee NI, pension treatment and student loans for 2026/27.
Open calculator →Value a pay rise
Compare your current pay with a percentage or cash increase, before and after standard UK deductions.
Calculate a raise →Compare job offers
Put salary, bonus, working hours and commuting costs side by side before making the decision.
Compare offers →No mystery percentage.
Every tax calculator is a model. A trustworthy one tells you which rules it uses, which situations it leaves out, and when those rules were last checked.
Official sources first
Tax rates and thresholds are checked against GOV.UK, HMRC and Scottish Government publications.
Assumptions shown
We state the tax year, pay pattern, pension treatment and exclusions beside the result.
Inputs stay in your browser
Calculator inputs are processed on the page and are not sent to our server.
Corrections welcomed
Every calculation page links to its sources and provides a route to report an issue.
Understand what changed your pay.
Short, plain-English guides explain the terms that make salary comparisons confusing.
Gross vs net pay
Which number appears in an offer, on a payslip and in your bank account?
Read the guide →Marginal vs effective tax
Why moving into a higher band does not mean all your income is taxed at that rate.
Read the guide →Read a UK payslip
Find gross pay, PAYE, NI, pension, loans and year-to-date figures.
Read the guide →UK first. More only when they are ready.
The UK calculator is the first supported tax system. Australia and Canada require different payroll schedules, regional rules and mid-year maintenance, so we will not publish approximate country pages simply to look bigger.
Universal tools for hourly pay and comparing offers work anywhere because they do not pretend to calculate local tax. That boundary is intentional.